Privacy Policy & Website Disclosure

Privacy Policy and Website Disclaimers & Disclosure

Effective Date: July 1, 2004
Modified April 2, 2014 – Google Analytics Plug-in

We are committed to protecting your privacy. Our website is a great way to find out more about our services, access informative articles, market information and financial calculators. We will not collect any personal, identifiable information without your knowledge.

Identifiable information can be broken up into two categories, personal and non-personal information.

Non-personal information
Our site creates a temporary data file commonly known as a cookie, which allows you to view some of our disclosure information. It also tracks statistics on the areas of our website that you visit, as well as the type of browser and device you are using to visit our site. All of this information is used to improve your experience on our site or for statistical purposes. We do not use this data to identify individuals.

Personal information
You can visit the site and remain fully anonymous by not providing any personal information. However, you may choose to share this information by completing applications, online forms or requesting that we contact you. Personal information includes, but is not limited to name, address, phone number, and email address. All forms are located in secured areas of our website.

We have implemented Google Analytics Demographics and Interest Reporting on the website, in order to better understand and meet the needs of existing and prospective clients. This feature provides us with additional information on website visitors, such as Age, Gender, and Interests. These data points are used to improve our communications and website content, and not for specifically identifying individuals. If you would like to disable this level of tracking on our site, you are able to do so via Google’s Ads Settings.

When using secure areas of this website to provide or access your personal information, the information is encrypted, making it indecipherable to third parties. Your browser will indicate that you are in a secure area by displaying a locked padlock in the bottom of the screen. Internet connections cannot be guaranteed to be 100% secure. We have taken all reasonable measures to protect the information entered and accessed on the website. However, we cannot be liable for unintentional disclosure of information.

Sharing information
Your personal information will not be sold, or shared with unaffiliated third parties unless there is a need to disclose information to process a transaction or when the law requires it. Information collected will be emailed directly to us and will be used to provide you with more value, better service, or process a transaction for you. Other sites linked to this site are not covered under this privacy agreement.

Changes to this policy
Future changes may be made to our privacy policy. If you are a client, we will not make any change without first sending you a revised policy. Those changes will also be addressed on this website, which reflects the current privacy policy.

Website Disclaimers and Disclosures
This website is a publication of Wiseman and Associates. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Information on this website does not involve the rendering of personalized investment advice, but is limited to the dissemination of general information on products and services. A professional adviser should be consulted before implementing any of the options presented.

Information on this website is not an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein.

All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals may materially alter the performance, strategy and results of your portfolio.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio.

Information on this website is directed toward U.S. residents only. Wiseman & Associates is registered as an investment adviser with the Securities Exchange Commission, and only transacts business in states where it is properly notice filed, or is excluded or exempted from such filing requirements.